Who We Are
Karn Sitkins Payette Insurance Agency, Inc. (KSP) is an independent insurance agency serving the greater Detroit area for over 80 years with offices located in Wyandotte and Dearborn. KSP was formed in 1981-82 when three agencies combined under the direction of Frederick J. Karn.
Karn Sitkins Payette offers a wide range of services, including personal auto, homeowners, and business insurance. Our financial service department also offers group and individual life and health plans including IRAs, pension and profit sharing programs.
We represent excellent insurance companies such as: Auto-Owners, Blue Cross Blue Shield Group Insurance, Citizens, Farmers, Frankenmuth Mutual, Great Lakes Casualty and Health Alliance Plan, Hastings Mutual, Michigan Insurance Company, and Progressive.
We value the companies we represent and truly believe that any agency is known “by the companies it keeps”.
The Karn Sitkins Payette Insurance Agency prides itself on developing a highly skilled competent staff. Each employee is required to complete correspondence courses, attend seminars, and to obtain their Property and Casualty license. The agency has an educational reimbursement program to encourage continued education. We realize that our employees are the most important asset we have.
Our agency mission statement is what we are about:
“The true mission of Karn Sitkins Payette Insurance Agency, Inc. is to achieve constant manageable growth, personal growth for each employee, expansion of insurance products, and the highest quality of client service.”
22976 West Outer Drive
Dearborn, MI 48124
Fax: (313) 274-4949